Step 1
The process begins with our new clients completing a Web-based risk
tolerance assessment. We utilize the services of an Australian company
called FinaMetrica. The company has developed a quantitative approach
to matching an individual’s general feelings about
risk to an appropriate portfolio asset allocation. Our clients receive
a complete report which analyzes their risk tolerance and allows
the client to better understand their feelings about investment
risk.
Step 2
The next step in the process is the data gathering session. During
this discussion, we cover a range of topics from family to previous
investment experiences. In addition, we discuss the results of the
FinaMetrica profile and ask a range of questions that help guide
the new client towards the appropriate asset allocation.
Step 3
By integrating all of the information gathered from our clients,
we develop a written Investment Policy Statement (IPS). This document
describes the proposed portfolio design as well as the expected
return, modeled risk and rebalancing criteria for the portfolio.
The results of sophisticated Monte Carlo simulations are included
which help clients understand the likelihood that the investment
portfolio will generate different levels of return. In addition,
the IPS specifies how the portfolio will be managed going forward
and the specific responsibilities of both Post Asset Management
and the client.
Step 4
The IPS is delivered to the client (usually within two weeks of
the data gathering session) and we go through the document together.
Any questions or concerns will be addressed at this time and any
necessary changes are made. Once all parties are comfortable with
the proposed portfolio, the client signs off and Post Asset Management
LLC implements the portfolio.
Step 5
Following the implementation of the portfolio, we continue our relationship
with our clients with a variety of services including:
